Central Pacific Financial Reports Q4 Earnings

Honolulu-based bank exceeds Wall Street expectations

Jan. 28, 2026 at 5:15am

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Central Pacific Financial Inc., a bank based in Honolulu, Hawaii, reported fourth-quarter earnings of $22.9 million, or 85 cents per share, exceeding Wall Street expectations. The company's revenue for the quarter was $93.1 million, with revenue net of interest expense at $76.3 million, also beating forecasts.

Why it matters

Central Pacific Financial's strong quarterly performance reflects the overall health of the banking sector in Hawaii, which has seen steady growth in recent years. The bank's ability to exceed analyst expectations suggests it is well-positioned to navigate the current economic environment.

The details

Central Pacific Financial reported earnings of 85 cents per share for the fourth quarter, surpassing the average estimate of 73 cents per share from three analysts surveyed by Zacks Investment Research. The bank's total revenue for the quarter was $93.1 million, with revenue net of interest expense coming in at $76.3 million, both exceeding Street forecasts.

  • Central Pacific Financial reported its fourth-quarter earnings on Wednesday, January 28, 2026.

The players

Central Pacific Financial Inc.

A bank holding company based in Honolulu, Hawaii, that operates Central Pacific Bank, one of the largest financial institutions in the state.

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The takeaway

Central Pacific Financial's strong quarterly performance highlights the resilience of Hawaii's banking sector, which has continued to grow despite broader economic challenges. The bank's ability to exceed analyst expectations suggests it is well-positioned to capitalize on future opportunities in the local market.