Repay Holdings Reports Q4 Loss of $140.1 Million

The payment processing company missed earnings expectations for the quarter and full year.

Published on Mar. 9, 2026

Repay Holdings Corporation, an Atlanta-based payment processing company, reported a loss of $140.1 million in its fourth quarter. The company posted revenue of $78.6 million in the period, missing analyst expectations. For the full year, Repay reported a loss of $256.7 million on revenue of $309.3 million. The company expects full-year 2023 revenue to be in the range of $340 million to $346 million.

Why it matters

Repay Holdings is a major player in the digital payments industry, providing payment processing solutions to businesses. The company's Q4 and full-year losses, as well as its lower-than-expected revenue, indicate challenges the company is facing in a competitive and rapidly evolving payments landscape.

The details

Repay reported a loss of $1.71 per share in Q4, though adjusted earnings were 19 cents per share. The company cited one-time gains and costs as factors contributing to the large net loss. For the full year, Repay reported a loss of $3 per share.

  • Repay Holdings reported its Q4 and full-year 2022 results on March 9, 2026.

The players

Repay Holdings Corporation

An Atlanta-based payment processing company that provides digital payment solutions to businesses.

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What’s next

Repay Holdings expects to provide full-year 2023 guidance in its next earnings report.

The takeaway

Repay Holdings' financial results highlight the challenges facing payment processing companies as they navigate a competitive and rapidly evolving digital payments landscape. The company's ability to return to profitability and grow revenue will be closely watched by investors.