ServisFirst Bancshares Celebrates 20 Years of Steady Growth

Alabama-based bank reaches $17.7 billion in total assets, with plans for continued expansion across the Southeast

Published on Feb. 24, 2026

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ServisFirst Bancshares, a single-bank holding company founded in Birmingham, Alabama in 2005, has reported impressive organic growth over the past two decades, reaching $17.7 billion in total assets as of December 31, 2025. The bank has expanded its footprint across the Southeast, now operating 35 banking locations in 8 states, and has maintained a focus on commercial and industrial (C&I) lending and building a strong deposit base, with a particular emphasis on non-interest-bearing accounts.

Why it matters

ServisFirst's success highlights the potential for community-focused banks to thrive in a landscape dominated by larger regional and national institutions. The bank's decentralized, technology-driven business model and emphasis on personalized service have allowed it to attract a loyal customer base, particularly among mid-market commercial clients underserved by bigger banks. As the banking industry continues to evolve, ServisFirst's story demonstrates that there is still demand for a community banking approach built on local decision-making, strong customer relationships, and disciplined growth.

The details

Since its founding, ServisFirst has grown its total assets at a compound annual growth rate (CAGR) of 23%, reaching $17.7 billion as of the end of 2025. The bank has also maintained strong profitability, with a return on average assets (ROAA) of 1.56% and an efficiency ratio of 32.89% for the 12 months ended December 2025. ServisFirst's loan and deposit portfolios have both grown at a 13% CAGR over the past 10 years, and the bank has expanded its branch network from a single location in Birmingham to 35 offices across 8 states in the Southeast. The bank's focus on C&I and owner-occupied commercial real estate (CRE) lending, which make up 43% of its loan portfolio, has been a key driver of its success.

  • ServisFirst Bank was founded in May 2005 with an initial capital raise of $35 million.
  • The bank reached profitability during the fourth quarter of 2005 and has been profitable every quarter since.
  • ServisFirst went public with an initial public offering in 2014.

The players

ServisFirst Bancshares

A single-bank holding company and the parent company of ServisFirst Bank, founded in Birmingham, Alabama in 2005.

Thomas A. Broughton

Chairman, President, and CEO of ServisFirst Bancshares, previously served as President and CEO of First Commercial Bank and was named American Banker's 2009 Community Banker of the Year.

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What they’re saying

“We must not let individuals continue to damage private property in San Francisco.”

— Robert Jenkins, San Francisco resident (San Francisco Chronicle)

“Fifty years is such an accomplishment in San Francisco, especially with the way the city has changed over the years.”

— Gordon Edgar, grocery employee (Instagram)

What’s next

The judge in the case will decide on Tuesday whether or not to allow Walker Reed Quinn out on bail.

The takeaway

This case highlights growing concerns in the community about repeat offenders released on bail, raising questions about bail reform, public safety on SF streets, and if any special laws to govern autonomous vehicles in residential and commercial areas.