Prime Meridian and Fifth District Bancorp Compared

Two small-cap finance companies go head-to-head

Published on Feb. 14, 2026

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Fifth District Bancorp (NASDAQ:FDSB) and Prime Meridian (OTCMKTS:PMHG) are both small-cap finance companies, but a comparison shows Prime Meridian has the edge in several key areas like revenue, earnings, and institutional ownership.

Why it matters

This comparison provides insight into the relative strengths and weaknesses of these two small regional banks, which could be useful for investors looking to allocate capital in the finance sector.

The details

Prime Meridian has higher revenue and earnings than Fifth District Bancorp, and its stock is trading at a higher price-to-earnings ratio, indicating it may be viewed as the more valuable of the two companies. Prime Meridian also has stronger institutional ownership, which can be a sign of confidence from large investors. However, Fifth District Bancorp has a lower price-to-earnings ratio, making it potentially the more affordable option.

  • The financial data used in this comparison is from February 14, 2026.

The players

Fifth District Bancorp, Inc.

The holding company for Fifth District Savings Bank, which provides a full range of banking services.

Prime Meridian Holding Company

The bank holding company for Prime Meridian Bank, which offers consumer and commercial banking services in Florida.

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The takeaway

This comparison highlights the relative strengths of Prime Meridian and Fifth District Bancorp, giving investors a better understanding of the competitive landscape in the small-cap finance sector. While Prime Meridian appears to have an edge in several key metrics, Fifth District Bancorp's lower valuation could make it an attractive option for some investors.