ACI Worldwide Reports Strong 2025 Results, Provides 2026 Guidance

Payments software company sees double-digit revenue growth, expanded margins, and continued momentum in cloud offerings

Published on Mar. 3, 2026

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ACI Worldwide, a global payments software company, reported strong financial results for 2025, including double-digit revenue growth, expanded margins, and solid cash flow. The company also provided guidance for 2026, calling for continued growth and highlighting opportunities with generative AI to improve productivity and customer outcomes.

Why it matters

ACI Worldwide's performance demonstrates the company's ability to deliver consistent growth and profitability in the competitive payments software market. The company's focus on cloud offerings and emerging technologies like generative AI position it well to meet evolving customer needs and maintain its competitive edge.

The details

ACI Worldwide reported total revenue of $1.76 billion for 2025, up 10% from 2024, and adjusted EBITDA of about $506-$507 million, up 9%. The company's Payment Software segment, which includes its bank and merchant businesses, saw 9% revenue growth and 10% adjusted EBITDA growth. The Biller segment reported 13% revenue growth and 7% adjusted EBITDA growth. ACI also made progress on its cloud-native payments hub, Connetic, signing a large European bank in Q4 2025.

  • ACI Worldwide reported its Q4 2025 and full-year 2025 results on March 1, 2026.
  • The company provided guidance for 2026, including constant-currency revenue growth of 7-9% and adjusted EBITDA of $530-$550 million.

The players

ACI Worldwide

A global software company that provides electronic payment and banking solutions to financial institutions, merchants and billers.

Thomas Warsop

President and CEO of ACI Worldwide.

Scott Leibrock

Chief Financial Officer of ACI Worldwide.

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What they’re saying

“2025 was a 'very strong year' as the payments software company delivered its second consecutive year of double-digit revenue growth, expanded margins, generated solid cash flow, and returned capital to shareholders.”

— Thomas Warsop, President and CEO (transcriptdaily.com)

“Connetic is the fastest-growing portion of ACI's overall pipeline 'by a significant margin' and noted long sales cycles for large financial institutions.”

— Thomas Warsop, President and CEO (transcriptdaily.com)

What’s next

ACI Worldwide expects to launch the 'card portion' of its Connetic platform shortly, which should expand the supported use cases.

The takeaway

ACI Worldwide's strong financial performance, focus on cloud offerings, and investment in emerging technologies like generative AI position the company well to maintain its leadership in the competitive payments software market.