Royal Caribbean Launches New Loyalty Credit Cards

Partnership with Bank of America brings Royal ONE and Royal ONE Plus cards to market.

Apr. 1, 2026 at 12:05am

Royal Caribbean Group has announced the upcoming launch of the Royal ONE Visa Signature and Royal ONE Plus Visa Signature credit cards, the industry's first tri-branded cards that allow travelers to earn and redeem rewards across the company's Royal Caribbean, Celebrity Cruises, and Silversea Cruises brands.

Why it matters

This move by Royal Caribbean aims to enhance the company's travel loyalty program by providing customers with more flexibility and options to earn and redeem rewards for their cruises. The new cards are part of a broader strategy to build stronger customer relationships and drive repeat business.

The details

The Royal ONE and Royal ONE Plus cards will offer a range of benefits, including accelerated earning on cruise purchases, onboard credits, priority boarding, and other perks. The cards are being launched in partnership with Bank of America, which will manage the card program.

  • The new credit cards will launch in the second quarter of 2026.

The players

Royal Caribbean Group

A global cruise company that operates the Royal Caribbean International, Celebrity Cruises, and Silversea Cruises brands.

Bank of America

One of the largest financial institutions in the United States, providing a range of banking, investing, asset management, and other financial and risk management products and services.

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What they’re saying

“We're excited to partner with Bank of America to launch these new credit cards and provide our guests with even more ways to earn and redeem rewards across our portfolio of iconic brands.”

— Jason Liberty, President and CEO, Royal Caribbean Group

What’s next

The Royal ONE and Royal ONE Plus credit cards will be available for application starting in May 2026.

The takeaway

This new credit card partnership between Royal Caribbean and Bank of America is a strategic move to enhance the cruise line's loyalty program and provide customers with more flexibility and incentives to book and sail with the company's brands.