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Royal Caribbean Launches New Tri-Branded Credit Cards
The Royal ONE and Royal ONE Plus cards offer flexible rewards across the company's cruise lines.
Mar. 31, 2026 at 2:05pm
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The new Royal ONE and Royal ONE Plus credit cards from Royal Caribbean Group and Bank of America aim to simplify how travelers earn and redeem rewards across the company's leading cruise lines.Today in MiamiRoyal Caribbean Group has partnered with Bank of America to launch the industry's first tri-branded credit cards, the Royal ONE and Royal ONE Plus. The new cards allow travelers to earn and redeem rewards across Royal Caribbean, Celebrity Cruises, and Silversea, unlocking more value for vacations with the company's expanding loyalty program.
Why it matters
The new Royal ONE cards advance Royal Caribbean Group's efforts to reimagine loyalty and provide more flexibility for guests to maximize their vacation experiences across the company's leading cruise brands.
The details
The Royal ONE cards offer accelerated rewards on everyday spending and cruise purchases, with no foreign transaction fees and travel perks like priority boarding and luggage handling. The Royal ONE Plus card has an annual fee but provides even higher earning rates and elevated benefits. Both cards allow seamless redemption of rewards for cruise savings, onboard credits, and other vacation experiences.
- The new Royal ONE and Royal ONE Plus credit cards will be available in the coming weeks.
The players
Royal Caribbean Group
A leading global vacation company that operates cruise lines including Royal Caribbean, Celebrity Cruises, and Silversea.
Bank of America
One of the world's leading financial institutions, partnering with Royal Caribbean Group to launch the new credit cards.
Jason Liberty
Chairman and CEO of Royal Caribbean Group.
Lora Monfared
Head of consumer card products at Bank of America.
What they’re saying
“Royal ONE and Royal ONE Plus strengthen how we recognize and reward our loyal guests across our leading vacation brands. These new cards bring together the ways our guests vacation across Royal Caribbean, Celebrity Cruises, and Silversea – making it easier to earn and use rewards, so every trip delivers greater value and more meaningful experiences.”
— Jason Liberty, Chairman and CEO of Royal Caribbean Group
“We're pleased to expand our long-standing partnership with Royal Caribbean Group, a leader in global vacation experiences. Offering both a no-fee card and an enhanced rewards card gives travelers more ways to maximize spending and earn bigger rewards.”
— Lora Monfared, Head of consumer card products at Bank of America
What’s next
The new Royal ONE and Royal ONE Plus credit cards will be available to consumers in the coming weeks.
The takeaway
The launch of the industry's first tri-branded credit cards by Royal Caribbean Group and Bank of America provides travelers more flexibility to earn and redeem rewards across the company's leading cruise lines, further enhancing the value and convenience of its expanding loyalty program.
