Royal Caribbean Group Launches Industry-First Tri-Branded Credit Cards

New Royal ONE and Royal ONE Plus cards enable travelers to earn and redeem rewards across Royal Caribbean, Celebrity Cruises, and Silversea.

Mar. 31, 2026 at 4:24pm

Got story updates? Submit your updates here. ›

A highly stylized, geometric illustration in the Art Deco style, featuring sweeping gradients and streamlined architectural forms, conceptually representing the new Royal Caribbean Group credit cards and their focus on simplifying and elevating the travel loyalty experience.The new Royal Caribbean Group credit cards aim to simplify and enhance the loyalty experience for travelers across the company's diverse portfolio of vacation brands.Today in Miami

Royal Caribbean Group and Bank of America have announced the launch of the Royal ONE™ Visa Signature® and Royal ONE Plus™ Visa Signature® credit cards, the first tri-branded cards in the cruise industry. The new cards allow travelers to earn and redeem rewards across Royal Caribbean, Celebrity Cruises, and Silversea, simplifying the loyalty experience and unlocking more value for vacations.

Why it matters

The launch of these new tri-branded credit cards is a significant move by Royal Caribbean Group to reimagine loyalty and provide more flexibility and benefits for its guests across its leading vacation brands. By enabling seamless earning and redemption of rewards, the cards aim to enhance the overall vacation experience for loyal customers.

The details

The Royal ONE cards offer accelerated rewards on everyday spending and cruise purchases, with 3X or 4X points on Royal Caribbean, Celebrity Cruises, and Silversea bookings. Cardholders can then redeem their points for cruise savings, onboard credits, and other vacation experiences. The cards also include travel perks like priority boarding, luggage handling, and TSA PreCheck/Global Entry credits.

  • The Royal ONE and Royal ONE Plus cards will be available in the coming weeks.

The players

Royal Caribbean Group

A leading global vacation company that operates cruise lines including Royal Caribbean, Celebrity Cruises, and Silversea.

Bank of America

One of the world's leading financial institutions, partnering with Royal Caribbean Group to launch the new credit cards.

Jason Liberty

Chairman and CEO of Royal Caribbean Group.

Lora Monfared

Head of consumer card products at Bank of America.

Got photos? Submit your photos here. ›

What they’re saying

“Royal ONE and Royal ONE Plus strengthen how we recognize and reward our loyal guests across our leading vacation brands. These new cards bring together the ways our guests vacation across Royal Caribbean, Celebrity Cruises, and Silversea – making it easier to earn and use rewards, so every trip delivers greater value and more meaningful experiences.”

— Jason Liberty, Chairman and CEO of Royal Caribbean Group

“We're pleased to expand our long-standing partnership with Royal Caribbean Group, a leader in global vacation experiences. Offering both a no-fee card and an enhanced rewards card gives travelers more ways to maximize spending and earn bigger rewards.”

— Lora Monfared, Head of consumer card products at Bank of America

What’s next

The new Royal ONE and Royal ONE Plus credit cards will be available to travelers in the coming weeks, allowing them to start earning and redeeming rewards across Royal Caribbean, Celebrity Cruises, and Silversea.

The takeaway

The launch of these industry-first tri-branded credit cards demonstrates Royal Caribbean Group's commitment to enhancing its loyalty program and providing more value and flexibility for its guests. By simplifying the earning and redemption of rewards across its portfolio of vacation brands, the company aims to deliver a more connected and rewarding travel experience.