Florida Bankruptcy Attorney Launches Free Spanish-Language Means Test Calculator

Tool helps Hispanic families in Central Florida determine Chapter 7 bankruptcy eligibility

Apr. 3, 2026 at 11:09pm

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A photorealistic studio still life featuring a stack of legal documents, a calculator, and a pen arranged on a clean white background, conceptually representing the professional expertise and financial analysis involved in bankruptcy law services.A minimalist still life captures the tools and materials central to the process of determining bankruptcy eligibility for Spanish-speaking families in Central Florida.Kissimmee Today

Juan Burgos Law, a Central Florida law firm, has launched a free, Spanish-language Florida Means Test Calculator to help Spanish-speaking residents quickly determine if they qualify for Chapter 7 bankruptcy protection. The digital tool allows individuals and families to check their eligibility without an account, fee, or attorney required.

Why it matters

Florida's Hispanic population is the largest in the southeastern United States, yet most bankruptcy-related legal tools and resources are only available in English. This new Spanish-language calculator fills a critical gap, providing debt-relief information in the language spoken by the majority of residents in many Central Florida communities.

The details

The Means Test is a federal income-based formula required for anyone filing for Chapter 7 bankruptcy in Florida. The calculator compares the user's average monthly income over the prior year against the Florida median income for a household of the same size. Those below the median automatically pass, while those above must complete a secondary calculation to determine if their disposable income is low enough to qualify. The tool covers all Florida household sizes and prompts users for the most relevant income sources, providing an immediate result on potential Chapter 7 eligibility.

  • The calculator was launched on April 3, 2026.

The players

Juan Burgos Law

A bilingual (English and Spanish) law firm serving clients throughout Osceola, Orange, Polk, and Seminole counties in Florida. The firm's practice areas include Chapter 7 bankruptcy, Chapter 13 bankruptcy, auto accidents, truck accidents, motorcycle accidents, and slip-and-fall injuries.

Juan Burgos

The founding attorney of Juan Burgos Law, who established the firm with a primary mission of making high-quality legal representation accessible to the Hispanic community in Central Florida.

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What they’re saying

“Most of our callers are Spanish-speaking. They are hard-working people who have been hit by job loss, medical bills, or a car accident, and they don't know where to start. The Means Test is the first real question anyone needs to answer before we can talk about Chapter 7. We built this tool so they can get that answer on their own, in their language, before they even pick up the phone.”

— Juan Burgos, Founding Attorney, Juan Burgos Law

What’s next

The calculator reflects current Florida median income figures published by the U.S. Department of Justice and is updated whenever those federal figures change. Users whose results suggest potential eligibility are prompted to schedule a free, no-obligation consultation with Juan Burgos Law to confirm their financial situation and discuss next steps.

The takeaway

This new Spanish-language Means Test calculator demonstrates how legal professionals can leverage technology to improve access to critical debt-relief resources for underserved communities. By providing this tool in the language spoken by the majority of residents in many Central Florida neighborhoods, Juan Burgos Law is helping to bridge a significant gap and empower Hispanic families to take the first step toward financial stability.