Coconut Creek Faces Three Lawsuits Over 2024 Crash Involving Police Aide

Claims could cost the city more than $250,000 in damages

Published on Feb. 22, 2026

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Three lawsuits have been filed against the city of Coconut Creek, Florida, related to a 2024 crash involving a Coconut Creek police aide. The lawsuits, filed by a driver, her passenger, and an insurance company, claim more than $250,000 in damages stemming from the accident.

Why it matters

The lawsuits highlight the potential financial consequences cities can face from accidents involving municipal employees, even when the city claims no negligence. This case could set a precedent for how Coconut Creek handles similar incidents in the future.

The details

According to the lawsuits, on February 9, 2024, a Coconut Creek police service aide named Linda K. Underwood, who was driving a city-owned 2017 Ford Flex while on duty, hit a car driven by Georgia Babb at the intersection of Lyons Road and NW 34th Street. Babb, the driver, filed a lawsuit on December 30 claiming more than $100,000 in damages. Her passenger at the time, Frank Johnson, also filed a lawsuit on the same day seeking more than $100,000 in damages. Additionally, Geico Choice Insurance Company filed a lawsuit on February 3 asking the city to pay a claim of $55,894.23 related to the accident.

  • The accident occurred on February 9, 2024.
  • Babb and Johnson filed their lawsuits on December 30.
  • Geico filed its lawsuit on February 3, 2026.
  • On September 16, 2025, a claim service used by Coconut Creek wrote a letter to Geico saying its investigation 'did not find any negligence on the part of our client, Coconut Creek.'
  • On November 10, a law firm sent the city a letter stating it planned to take legal action if the matter was not resolved.

The players

Linda K. Underwood

A Coconut Creek police service aide who was driving a city-owned vehicle at the time of the accident.

Georgia Babb

The driver of the car involved in the accident with Underwood, who filed a lawsuit claiming more than $100,000 in damages.

Frank Johnson

The passenger in Babb's car at the time of the accident, who also filed a lawsuit seeking more than $100,000 in damages.

Geico Choice Insurance Company

The insurance company that filed a lawsuit asking the city to pay a claim of $55,894.23 related to the accident.

Coconut Creek

The city facing the three lawsuits, which could cost more than $250,000 in total.

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What’s next

The judge in the case will decide on the city's liability and the amount of damages, if any, that Coconut Creek will be required to pay.

The takeaway

This case highlights the potential financial risks cities face from accidents involving municipal employees, even when the city claims no negligence. It underscores the importance of thorough risk management and liability insurance for local governments.