Cross River Bank Expands with New Delaware Branch

The fintech infrastructure provider opens a full-service location in Wilmington to serve more borrowers and partners.

Published on Feb. 24, 2026

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Cross River Bank has launched a new full-service branch in Wilmington, Delaware, underscoring the fintech infrastructure provider's commitment to making credit and banking services more accessible across the United States. The new facility will serve as a comprehensive hub for consumer and small business lending, handling credit product origination, deposit accounts, check processing, and a range of lending solutions.

Why it matters

By establishing physical operations in Delaware, Cross River aims to connect directly with more borrowers who need responsible financial products, while fostering tighter collaboration with regional fintech partners and drawing on the state's deep pool of specialized talent. The move signals confidence in Delaware's fintech ecosystem and highlights how targeted geographic growth can enhance service for underserved consumers and businesses.

The details

The branch is situated at 1000 N. West Street in downtown Wilmington, within the vibrant Market West campus developed by Buccini Pollin Group (BPG). Previously known as the Brandywine Building, the property anchors a mixed-use district that has benefited from a $160 million revitalization investment. Founded in 2008, Cross River has grown into a Banking-as-a-Service provider, powering lending, card, payment, and digital asset solutions for millions of Americans through partnerships with leading fintech platforms.

  • Cross River Bank launched the new full-service branch in Wilmington, Delaware on February 24, 2026.

The players

Cross River Bank

A fintech infrastructure provider that has grown into a Banking-as-a-Service provider, powering lending, card, payment, and digital asset solutions for millions of Americans through partnerships with leading fintech platforms.

Gilles Gade

The Founder, Chairman, and CEO of Cross River Bank.

Matt Meyer

The Governor of Delaware, who has actively promoted the state's fintech sector and welcomed Cross River's new branch.

Chris Buccini

The founder of Buccini Pollin Group (BPG), the developer of the Market West campus where Cross River's new branch is located.

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What they’re saying

“Our Delaware branch positions us to better serve partners and consumers alike, delivering credit solutions and banking services on a broader scale.”

— Gilles Gade, Founder, Chairman, and CEO (crowdfundinsider.com)

“Cross River's new full-service branch in Wilmington will bring high-quality jobs to Downtown, strengthen our state's fintech ecosystem, and expand access to responsible credit and modern banking services for the people who need them most.”

— Matt Meyer, Governor (crowdfundinsider.com)

“We're excited to welcome Cross River to Market West for its Delaware home, further strengthening the district as an amenity-rich campus for the region's leading financial services and innovative technology companies.”

— Chris Buccini, Founder (crowdfundinsider.com)

What’s next

The new Cross River Bank branch in Wilmington is expected to begin operations and serve customers starting in March 2026.

The takeaway

Cross River Bank's expansion into Delaware with a new full-service branch demonstrates the fintech provider's commitment to increasing access to responsible credit and banking services across the United States, particularly in partnership with regional fintech ecosystems like the one in Delaware.