WSFS Financial Reports Strong Q4 2025 Earnings

Highlights include higher profitability, loan and deposit growth, and improving problem asset trends

Published on Jan. 30, 2026

WSFS Financial (NASDAQ:WSFS) reported fourth-quarter 2025 results that management said showed 'strong momentum moving into 2026,' highlighted by higher profitability metrics, broad-based loan and deposit growth, and improving problem asset trends. Chief Financial Officer David Burg led the call alongside Chairman, President and CEO Rodger Levenson and Chief Operating Officer Art Bacci.

Why it matters

WSFS Financial is a regional bank holding company headquartered in Wilmington, Delaware that has grown through a combination of organic expansion and selective acquisitions. Its strong Q4 2025 earnings report signals the company's continued financial health and ability to navigate economic conditions, which is important for its individual, commercial, and institutional clients.

The details

For the fourth quarter, the company reported core earnings per share of $1.43, core return on assets (ROA) of 1.42%, and core return on tangible common equity (ROTCE) of 18%, which Burg said were 'all up meaningfully on a year-over-year basis.' For full-year 2025, WSFS posted core EPS of $5.21, core ROA of 1.39%, and core ROTCE of 18%. Net interest margin (NIM) was 3.83% in the fourth quarter, down 8 basis points from the prior quarter. Total gross loans grew 2% from the prior quarter, or 9% annualized, which management said was driven by 'broad-based growth.' Total client deposits increased 2% linked quarter, or 10% annualized, with growth across trust, private banking, and consumer.

  • WSFS reported fourth-quarter 2025 results.
  • For full-year 2025, WSFS posted core EPS of $5.21, core ROA of 1.39%, and core ROTCE of 18%.

The players

WSFS Financial Corporation

The bank holding company for WSFS Bank, a regional financial institution headquartered in Wilmington, Delaware. The company traces its roots to the Safe Deposit & Trust Company, founded in 1832, and formally organized as WSFS Financial in the mid-1980s.

David Burg

Chief Financial Officer of WSFS Financial.

Rodger Levenson

Chairman, President and CEO of WSFS Financial.

Art Bacci

Chief Operating Officer of WSFS Financial.

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What they’re saying

“We must not let individuals continue to damage private property in San Francisco.”

— Robert Jenkins, San Francisco resident (San Francisco Chronicle)

The takeaway

WSFS Financial's strong Q4 2025 earnings report highlights the company's financial health and ability to navigate economic conditions, which is important for its individual, commercial, and institutional clients in the greater Philadelphia and Delaware region.