HUD Seeks Tribal Consultation on Section 184 Program Improvements

The U.S. Department of Housing and Urban Development is inviting Tribal input on updates to the Section 184 Indian Housing Loan Guarantee Program.

Published on Feb. 15, 2026

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The U.S. Department of Housing and Urban Development (HUD) is inviting Tribal input on possible updates to the Section 184 Indian Housing Loan Guarantee Program regulations aimed at reducing administrative burdens and expanding homeownership opportunities in Tribal communities. HUD is seeking recommendations to simplify program requirements, improve coordination with federal and Tribal housing initiatives, strengthen loss mitigation strategies, increase lender participation, and enhance communication between tribes and lending partners.

Why it matters

The Section 184 program is a critical tool for increasing homeownership in Native American communities, but it has faced challenges with administrative complexity and lender participation. Tribal input will help ensure the program is optimized to meet the unique housing needs of Indigenous peoples.

The details

HUD is inviting Tribes to submit comments and recommendations by March 28, 2026 on ways to improve the Section 184 Indian Housing Loan Guarantee Program. Specifically, HUD is seeking input on simplifying program requirements, enhancing coordination with other federal and Tribal housing initiatives, strengthening loss mitigation strategies, increasing lender participation, and improving communication between Tribes and lending partners.

  • Comments are due by March 28, 2026.

The players

U.S. Department of Housing and Urban Development (HUD)

The federal agency responsible for national housing and community development policies and programs.

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The takeaway

Tribal input will be crucial in helping HUD refine the Section 184 program to better serve the unique housing needs and challenges of Native American communities across the country.