Fannie Mae Reports Strong 2025 Earnings

The mortgage giant saw net income of $3.5 billion in Q4 2025 and $14.4 billion for the full year.

Published on Feb. 11, 2026

Got story updates? Submit your updates here. ›

Fannie Mae, the government-sponsored mortgage finance company, reported strong financial results for the fourth quarter and full year of 2025. The company recorded net income of $3.5 billion in Q4 2025 and $14.4 billion for the full year, reflecting solid performance across its business lines.

Why it matters

Fannie Mae's financial health is a key indicator of the broader mortgage market and housing industry. As a major player in the secondary mortgage market, the company's results provide insights into lending trends, homebuyer demand, and the overall stability of the real estate sector.

The details

Fannie Mae attributed its robust 2025 earnings to a combination of factors, including higher net interest income, reduced credit-related expenses, and gains on the company's investment portfolio. The strong financial performance allowed Fannie Mae to continue supporting the mortgage market and providing affordable housing options for consumers.

  • Fannie Mae reported its Q4 2025 and full-year 2025 financial results on February 11, 2026.
  • The company will host a webcast to discuss the results at 8 a.m. Eastern Time on February 11, 2026.

The players

Fannie Mae

Fannie Mae is a government-sponsored enterprise that provides liquidity, stability, and affordability to the U.S. housing and mortgage markets.

Got photos? Submit your photos here. ›

What’s next

Following the webcast, a transcript of the discussion will be published on Fannie Mae's website and remain available for approximately one year.

The takeaway

Fannie Mae's strong 2025 financial performance reflects the continued resilience of the U.S. housing market and the company's ability to effectively manage its operations and support homebuyers across the country.