Shoreline Insurance Services Helps Navigate Health Care Options

From Medicare to Individual Plans through Access Health CT

Published on Feb. 25, 2026

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Shoreline Insurance Services, a Connecticut-based insurance agency, is helping residents navigate the complexities of health insurance options, including recent updates to individual plans through Access Health CT and Medicare enrollment at age 65.

Why it matters

With the expiration of extended federal advanced tax credits and the implementation of new state legislation providing additional financial assistance, it's important for Connecticut residents to understand their options and get help navigating the enrollment process, especially during the limited special enrollment period.

The details

Shoreline Insurance Services, owned by Steven Cudgma and featuring licensed broker John Vincent, can help simplify the process of enrolling in individual health plans through Access Health CT and ensure paperwork is handled properly. They also assist with Medicare enrollment and coverage transitions for young adults aging off their parents' insurance.

  • The special enrollment period for Access Health CT is expected to run through the end of March 2026.
  • Medicare enrollment typically occurs at age 65.

The players

Shoreline Insurance Services, Inc.

A Connecticut-based insurance agency that represents major carriers and helps match clients with health insurance plans that fit their medical and financial needs.

Steven Cudgma

The owner and a licensed broker at Shoreline Insurance Services, Inc.

John Vincent

A licensed broker at Shoreline Insurance Services, Inc.

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What they’re saying

“Because the program is new and still being implemented, eligible individuals must contact Access Health CT directly to determine qualification. However, Steven noted that they can help. As experienced brokers, they can help simplify the process and ensure that paperwork and enrollment steps are handled properly, at no additional cost to you.”

— Steven Cudgma, Owner/Licensed Broker, Shoreline Insurance Services, Inc. (wtnh.com)

“John emphasized that every situation is unique and that Shoreline Insurance Services represents major carriers, allowing the team to match clients with plans that best fit their medical and financial needs.”

— John Vincent, Licensed Broker, Shoreline Insurance Services, Inc. (wtnh.com)

What’s next

The special enrollment period for Access Health CT is expected to run through the end of March 2026, so Connecticut residents should contact Shoreline Insurance Services or Access Health CT as soon as possible to determine their eligibility and enroll in a plan.

The takeaway

With the changing landscape of health insurance options in Connecticut, it's crucial for residents to seek the guidance of experienced brokers like those at Shoreline Insurance Services to navigate the complexities and ensure they are enrolled in the best plan for their individual needs.