Fed Approves FirstSun Capital Bancorp Merger

The acquisition of First Foundation Inc. and its bank subsidiary has been greenlit by regulators.

Published on Mar. 12, 2026

The Federal Reserve Board has approved the application by FirstSun Capital Bancorp, based in Denver, Colorado, to merge with First Foundation Inc., headquartered in Irving, Texas. This will allow FirstSun to indirectly acquire First Foundation Bank, located in Irvine, California.

Why it matters

The merger will allow FirstSun Capital Bancorp to expand its regional banking footprint and customer base by absorbing First Foundation Inc. and its subsidiary bank. This type of bank consolidation has become more common in recent years as smaller regional banks seek to gain scale and efficiency.

The details

FirstSun Capital Bancorp, a Denver-based financial services firm, applied to the Federal Reserve to acquire First Foundation Inc. and its banking subsidiary. The Fed has now approved this merger application, paving the way for FirstSun to expand its operations by taking over the Irving, Texas-based First Foundation and its Irvine, California-based bank.

  • The Federal Reserve Board announced its approval on March 12, 2026.

The players

FirstSun Capital Bancorp

A financial services firm based in Denver, Colorado.

First Foundation Inc.

A bank holding company headquartered in Irving, Texas.

First Foundation Bank

A banking subsidiary of First Foundation Inc., located in Irvine, California.

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The takeaway

This merger represents ongoing consolidation in the regional banking industry as smaller players seek to gain scale and efficiency through acquisitions. The combined entity will have a larger geographic footprint and customer base to compete in the evolving financial services landscape.