Best Financials Stocks to Buy With $500 Right Now

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The article recommends two financial stocks, SoFi Technologies and Nu Holdings, as good investment options for investors starting out with just $500. SoFi is a fast-growing online bank in the U.S., while Nu Holdings is a large mobile bank in Latin America. Both companies are rapidly growing their customer bases and revenue, and are now profitable, making them attractive buys for new investors.

Why it matters

The article highlights that investors don't need millions to start investing, and they don't always need to chase the hottest investing themes like AI. By focusing on fast-growing financial stocks like SoFi and Nu Holdings, new investors can get exposure to the banking sector, which is often overlooked compared to flashier tech stocks.

The details

SoFi started as a student loan lender but has evolved into a full-service online bank. Its easy-to-use mobile app and wide range of products have helped it attract 13.7 million customers as of 2025, a 35% year-over-year increase. SoFi's revenue has grown 2,900% in the past five years, reaching $4.77 billion in the last 12 months, and it is now profitable. Nu Holdings, the parent company of Nubank, is a mobile banking giant in Latin America with over 106 million active customers. Nubank's revenue grew 42% year-over-year last quarter to $4.2 billion, while net income was $783 million, showing its ability to grow quickly while remaining profitable.

• SoFi's customer count totaled 13.7 million at the end of 2025.
• In the past 12 months, SoFi's revenue reached $4.77 billion.
• Nu Holdings had 106 million active customers as of the 2025 third quarter.
• Last quarter, Nubank's revenue rose 42% year over year to $4.2 billion.