Global Fintech Airwallex Expands to Germany

The Australian-born company aims to streamline cross-border financial operations for businesses in Europe's largest economy.

Feb. 5, 2026 at 11:55pm by Ben Kaplan

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Global fintech Airwallex, originally established in Australia, has officially launched its services in Germany, marking a significant step in its European expansion strategy. The move aims to address inefficiencies in international transactions by providing a comprehensive suite of tools designed to facilitate seamless global commerce for businesses ranging from startups to major corporations.

Why it matters

Germany's fintech landscape, while competitive, remains vast and partially untapped in terms of digital transformation, presenting ripe opportunities for innovation. Airwallex's entry into the market positions the company as a competitor against industry giants such as Wise, Adyen, and Stripe, as it seeks to capitalize on the potential for growth in cross-border financial services.

The details

At the core of Airwallex's offerings is a platform that enables swift international money transfers, multi-currency account management, and secure online payment processing. The company has obtained an e-money institution license in the Netherlands, which allows it to extend its services across the European Union through passporting regulations. Among the first adopters in Germany is Moss, a local fintech specializing in corporate credit cards and expense tracking solutions tailored for SMEs, highlighting early traction in the B2B space.

  • Airwallex obtained an e-money institution license in the Netherlands in 2021.
  • Airwallex secured a €280 million funding round late last year, propelling its valuation to €6.9 billion.
  • Airwallex has committed €31 million over the next five years specifically for its expansion into Germany.

The players

Airwallex

A global fintech company originally established in Australia that provides a comprehensive suite of tools designed to facilitate seamless global commerce for businesses.

Tom Sellin

Oversees Airwallex's expansion efforts in the German market.

Moss

A local German fintech specializing in corporate credit cards and expense tracking solutions tailored for SMEs, and one of the first adopters of Airwallex's services in the country.

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What they’re saying

“Although rivalry is intense, the market's scale and incomplete digitization create substantial room for growth.”

— Tom Sellin, Oversees Airwallex's expansion efforts in the German market (crowdfundinsider.com)

What’s next

Airwallex plans to onboard thousands of active users in Germany in the near term, and has committed €31 million over the next five years to support its expansion in the country, including setting up a dedicated office in Berlin and assembling a specialized local workforce.

The takeaway

Airwallex's entry into the German market represents a calculated effort to capitalize on Europe's largest economy and its partially untapped potential for fintech innovation. The company's comprehensive suite of cross-border financial services positions it as a strong competitor against industry leaders, as it seeks to address inefficiencies in international transactions for businesses of all sizes.