Cetera's Advanced Time Segmentation Solution Wins 2026 BISA Technology & Innovation Award

The award recognizes Cetera's leadership in retirement income planning technology for the 13th time.

Mar. 17, 2026 at 12:05pm

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Cetera Financial Group, the premier financial advisor Wealth Hub, has earned the 2026 Bank Insurance & Securities Association (BISA) Technology & Innovation Award for its AI-powered proprietary Advanced Time Segmentation (ATS) retirement income solution and strategy. This marks the 12th consecutive year Cetera has earned the BISA Technology & Innovation Award, with 13 such BISA recognitions overall.

Why it matters

The ATS solution helps financial advisors and institutions better align clients' assets with their income needs using a time-segmented approach, addressing critical retirement planning considerations like income needs, inflation concerns, and overall risk profile. This technology contributes to business growth for financial advisors and institutions, while also helping clients gain increased clarity and confidence around retirement income planning.

The details

Advanced Time Segmentation, or ATS, is a retirement income strategy designed to help financial advisors and institutions align clients' assets with their income needs using a time-segmented approach. Drawing on years of academic research and mathematical modeling, ATS helps advisors address three critical retirement planning considerations: income needs, inflation concerns, and the overall risk profile of each client's unique situation through client-approved output reports. ATS is delivered through proprietary financial planning software exclusively to Cetera financial advisors and institutions and is designed to supplement comprehensive financial planning tools.

  • Cetera has earned the BISA Technology & Innovation Award for 12 consecutive years, with 13 such recognitions overall.
  • Cetera received the 2026 BISA Technology & Innovation Award on March 17, 2026.

The players

Cetera Financial Group

The premier financial advisor Wealth Hub, empowering independent advisors and institutions with personalized support, flexible affiliation models, and end-to-end growth solutions.

Advanced Time Segmentation (ATS)

Cetera's AI-powered proprietary retirement income solution and strategy that helps financial advisors and institutions align clients' assets with their income needs using a time-segmented approach.

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The takeaway

Cetera's Advanced Time Segmentation solution demonstrates the company's leadership in providing innovative retirement income planning technology to financial advisors and institutions, helping them better serve their clients and grow their businesses.