BriteCap Financial Completes SOC 2 Type II Audit

Certification validates company's commitment to data security and operational discipline

Published on Feb. 23, 2026

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BriteCap Financial, a technology-enabled small business funding platform, has successfully completed its SOC 2 Type II examination, reinforcing the company's commitment to enterprise-grade data security, privacy protection, and operational discipline. The independent audit, conducted in accordance with AICPA Trust Services Criteria, evaluated the design and operating effectiveness of BriteCap's internal controls over an extended observation period.

Why it matters

The SOC 2 Type II certification provides independent validation of BriteCap's security framework, which is crucial for the company's bank partners, brokers, and strategic ecosystem participants that rely on secure data exchange and responsible handling of sensitive customer information. Achieving this certification reflects BriteCap's commitment to protecting the trust of its partners and customers and operating at an institutional standard.

The details

BriteCap's security framework includes formalized governance policies and procedures governing access management, encryption standards, infrastructure monitoring, change management, incident response, vendor oversight, and data retention controls. The platform incorporates layered safeguards designed to protect personally identifiable information (PII), restrict unauthorized access, and mitigate operational risk across both direct and partner-driven channels.

  • BriteCap successfully completed its SOC 2 Type II examination in the fourth quarter of 2025.

The players

BriteCap Financial

A technology-enabled small business funding platform delivering fast, flexible capital through modern credit decisioning and a streamlined digital experience.

Richard Henderson

Chief Executive Officer of BriteCap Financial.

David Chiu

Chief Technology Officer of BriteCap Financial.

Molly Coleman

Chief Administrative Officer and General Counsel of BriteCap Financial.

NMEF

A national premier lender who works directly with third-party referral sources to finance "mid-ticket" equipment commercial leases and loans. NMEF is majority owned by an affiliate of InterVest Capital Partners.

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What they’re saying

“Security and operational discipline are foundational to how we scale. Our bank partners, brokers, and customers entrust us with highly sensitive information. Achieving SOC 2 Type II certification reflects our commitment to protecting that trust and operating at an institutional standard.”

— Richard Henderson, Chief Executive Officer of BriteCap Financial

“SOC 2 Type II is the result of deliberate system architecture and disciplined execution. Our infrastructure is built on secure-by-design principles, including strong authentication protocols, encryption at rest and in transit, role-based access controls, and continuous monitoring across critical systems. The examination validates that these controls operate effectively in a live production environment.”

— David Chiu, Chief Technology Officer of BriteCap Financial

“Compliance is not a one-time milestone—it is an operating expectation. The completion of our SOC 2 Type II examination reflects embedded governance, oversight, and risk management processes that are integrated into daily operations. It provides independent assurance to our partners that data protection and regulatory discipline are core institutional priorities.”

— Molly Coleman, Chief Administrative Officer and General Counsel of BriteCap Financial

The takeaway

BriteCap's successful completion of the SOC 2 Type II examination demonstrates its commitment to enterprise-level data security and operational discipline, providing independent validation that the company's security framework and internal controls are designed and operating effectively to protect sensitive customer information. This certification is crucial for building trust with BriteCap's bank partners, brokers, and other strategic ecosystem participants.