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Bipartisan housing bill faces tricky path in House
Senate-passed legislation faces resistance from some House Republicans over certain provisions
Mar. 22, 2026 at 1:08pm
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The Senate-passed bipartisan 21st Century ROAD to Housing Act faces an uphill battle in the House of Representatives, where some Republicans are wary of being forced into a bad deal. The bill, which aims to reduce housing regulations and incentivize state and local governments to ease land-use rules, includes provisions that have rankled some House conservatives, such as a temporary ban on central bank digital currencies and a requirement for investors to sell build-to-rent homes within seven years. House Republicans are hoping to amend the legislation, but Senate leaders see the current version as a good compromise that the House should accept.
Why it matters
The bipartisan housing legislation is a key priority for the Biden administration and Congress, as rising home prices and limited supply have made housing increasingly unaffordable for many Americans. The bill's fate in the House will determine whether these reforms are enacted into law.
The details
The Senate voted 89-10 to pass the 21st Century ROAD to Housing Act, which combines elements of the Senate's ROAD to Housing Act and the House's Housing for the 21st Century Act. However, some House Republicans are unhappy with certain provisions, including a temporary ban on central bank digital currencies and a requirement for investors to sell build-to-rent homes within seven years. House GOP aides say key policy differences must be resolved for the bill to gain sufficient support in the chamber. The House Financial Services Committee also wants to have more input on the legislation, which was primarily drafted by Senate Banking Committee leaders Tim Scott (R-SC) and Elizabeth Warren (D-MA).
- The Senate passed the 21st Century ROAD to Housing Act on March 22, 2026.
The players
Donald Trump
The former president, who has been ambivalent about lowering housing prices and reportedly told House Speaker Mike Johnson (R-LA) that 'no one gives a s*** about housing'.
Tim Scott
The Republican senator from South Carolina and chairman of the Senate Banking Committee, who co-authored the 21st Century ROAD to Housing Act.
Elizabeth Warren
The Democratic senator from Massachusetts and ranking member of the Senate Banking Committee, who co-authored the 21st Century ROAD to Housing Act.
French Hill
The Republican congressman from Arkansas and chairman of the House Financial Services Committee, who has been a major backer of a section in the House bill about strengthening the role of community banking in housing.
Mike Johnson
The Republican congressman from Louisiana and Speaker of the House.
What’s next
The House Financial Services Committee is expected to try to amend the Senate-passed bill through the floor amendment process.
The takeaway
The bipartisan housing legislation faces a tricky path in the House, where some Republicans are concerned about certain provisions and want more input on the final bill. The outcome will determine whether these housing reforms are enacted into law.
