Northeast Bancorp Outperforms Southern Banc in Key Financial Metrics

Comparison of two small-cap finance companies shows Northeast Bancorp's stronger position

Published on Feb. 14, 2026

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Northeast Bancorp (NASDAQ:NBN) and Southern Banc (OTCMKTS:SRNN) are both small-cap finance companies, but a head-to-head comparison shows Northeast Bancorp has the advantage in several key areas, including revenue, earnings, profitability, and analyst recommendations.

Why it matters

The performance of small regional banks is an important indicator of the overall health of the finance industry and local economies. This analysis provides insight into the competitive landscape and relative strengths of these two community banking institutions.

The details

Northeast Bancorp has higher revenue of $351 million compared to Southern Banc's $12.13 million. Northeast Bancorp also has stronger earnings, with net income of $83.44 million and earnings per share of $10.37, versus Southern Banc's net income of $920,000 and EPS of $1.22. In terms of profitability, Northeast Bancorp has a net margin of 24.16%, return on equity of 17.73%, and return on assets of 2.06%, outpacing Southern Banc's 7.47% net margin, 5.56% return on equity, and 0.74% return on assets. Analysts also view Northeast Bancorp more favorably, giving it a consensus rating of 2.5 out of 5, compared to no analyst ratings for Southern Banc.

The financial data is current as of February 14, 2026.

The players