Colony Bankcorp Ratings Affirmed by KBRA

Ratings agency cites bank's strong deposit franchise and disciplined credit culture

Mar. 27, 2026 at 3:36am

Got story updates? Submit your updates here. ›

Colony Bankcorp, Inc., the parent company of Colony Bank, announced that the Kroll Bond Rating Agency (KBRA) has affirmed the company's senior unsecured debt rating of BBB, subordinated debt rating of BBB-, and short-term debt rating of K3. KBRA also affirmed Colony Bank's ratings, including a BBB+ rating for deposits and senior unsecured debt, and a BBB rating for subordinated debt.

Why it matters

The affirmation of Colony Bankcorp's ratings by KBRA is a positive sign for the company's financial stability and creditworthiness. Strong ratings can help the bank access capital markets more easily and at better terms, which supports its ability to serve customers and grow the business.

The details

In its review, KBRA cited Colony's durable deposit franchise, diversified revenue stream, and disciplined credit culture as key credit strengths. The ratings agency also assigned a Stable outlook for all of Colony's long-term ratings.

  • KBRA affirmed the ratings in a press release dated March 24, 2026.

The players

Colony Bankcorp, Inc.

The bank holding company for Colony Bank, founded in Fitzgerald, Georgia in 1975 and operating locations throughout Georgia, Alabama, and North Florida.

Kroll Bond Rating Agency (KBRA)

A prominent credit rating agency that evaluates the creditworthiness of companies and financial instruments.

Colony Bank

The banking subsidiary of Colony Bankcorp, providing a range of personal and business banking services across its regional footprint.

Got photos? Submit your photos here. ›

The takeaway

The affirmation of Colony Bankcorp's ratings by KBRA underscores the company's financial strength and stability, which should support its ability to continue serving customers and growing its business across the Southeast.