- Today
- Holidays
- Birthdays
- Reminders
- Cities
- Atlanta
- Atlantic City
- Austin
- Baltimore
- Berwyn
- Beverly Hills
- Birmingham
- Boston
- Branson
- Brooklyn
- Buffalo
- Cambridge
- Charleston
- Charlotte
- Chicago
- Cincinnati
- Cleveland
- Columbus
- Dallas
- Denver
- Detroit
- Fort Worth
- Grand Rapids
- Greensboro
- Honolulu
- Houston
- Indianapolis
- Inglewood
- Knoxville
- Las Vegas
- Lexington
- Los Angeles
- Louisville
- Madison
- Memphis
- Miami
- Milwaukee
- Minneapolis
- Nashville
- New Orleans
- New York
- Omaha
- Orlando
- Perris
- Philadelphia
- Phoenix
- Pittsburgh
- Portland
- Raleigh
- Reno
- Richmond
- Rosemont
- Rutherford
- Sacramento
- Salt Lake City
- San Antonio
- San Diego
- San Francisco
- San Jose
- Seattle
- Solana Beach
- Tampa
- Tempe
- Tucson
- Washington
- West Hollywood
Reminders
It’s our mission to help you win every day. Our daily reminders feature helps you remember the things you need to do on the days you need to do it.
Finance
05
Dec
Review pet insurance options
Compare pet insurance plans to ensure your pet is covered for accidents, illness, and seasonal risks.
What you will need
- Current pet insurance policy (if applicable)
- Comparison sites
- Vet estimate for annual care costs
Steps to follow
- Review what your current policy covers (accidents, illness, dental, prescriptions).
- Compare gaps or exclusions to your pet’s breed and age needs.
- Get quotes from at least two additional insurers.
- Pay attention to deductibles and annual payout limits.
- Switch or adjust coverage before the new year if needed.
Benefits
Avoid high vet bills
Insurance reduces big surprise costs.
Customize coverage
Tailor to your pet’s changing health needs.
Improve peace of mind
Know your pet is protected.
04
Dec
Review whether your bank’s fees will change in January
Check if your bank is changing its fees next year and confirm you're using the best banking option.
What you will need
- Bank’s annual fee disclosure notice
- Online comparison sites
- Checking and savings balances
Steps to follow
- Check your bank’s website or recent emails for upcoming fee changes.
- Compare those fees to your current usage and balances.
- Search online for free or low-fee banking alternatives.
- If switching makes sense, open the new account before fees take effect.
- Redirect direct deposit and payments gradually to avoid disruptions.
Benefits
Avoid unnecessary fees
Prevent surprise charges in January.
Find better options
Many banks offer no-fee accounts.
Improve savings
Keep more of your money each month.
03
Dec
Check winter-specific insurance questions
Review your insurance policies for winter-related risks like frozen pipes or storm damage.
What you will need
- Homeowners or renters insurance policy
- Insurer customer support number
- Notes doc for coverage gaps
Steps to follow
- Open your home or renters policy and find the exclusions section.
- Look for mentions of frozen pipes, storm damage, and water-related incidents.
- Call your insurer to clarify unclear terms or coverage caps.
- Make updates or add riders if your area faces harsh winter conditions.
Benefits
Avoid surprise bills
Know what winter damage is actually covered.
Improve protection
Close coverage gaps before weather hits.
Prevent stress
Confidence during cold-weather months.
02
Dec
Analyze where your money went
Review your spending for the first 11 months of the year to see where your money actually went.
What you will need
- Bank and credit card statements
- Budgeting spreadsheet or app
- Calculator
Steps to follow
- Download your credit card and bank statements from January through November.
- Group expenses into categories such as food, transportation, bills, and entertainment.
- Highlight categories that grew over the year or look higher than expected.
- Note where you overspent and where you did well.
- Use these insights to update your budget for next year.
Benefits
Spot spending leaks
Identify habits that cost more than you realized.
Make better plans
Data helps you adjust next year’s budget.
Feel more in control
Knowing the numbers reduces stress.
01
Dec
Ensure you enable a holiday credit monitoring system
Protect your identity during the holiday season with strong credit monitoring and optional credit freezes.
What you will need
- Credit bureau accounts (Experian, Equifax, TransUnion)
- Bank/credit card alerts
- Password manager for secure logins
Steps to follow
- Log into all three credit bureaus and enable free alerts.
- Turn on transaction alerts in your bank and credit card apps.
- Freeze your credit at all three bureaus if you don’t plan to apply for new credit soon.
- Check your recent credit reports for anything unfamiliar.
- Keep alerts active through the holiday shopping season.
Benefits
Prevent identity theft
Quick alerts for unauthorized activity.
Protect holiday spending
Reduces risk during high-volume shopping.
Gain peace of mind
Know your credit is locked down.
30
Nov
Prioritize your financial health
Focus on the key areas that keep your finances strong—income, spending, debt, savings, and long-term plans.
What you will need
- Monthly budget or expense tracker
- List of income sources
- Savings and debt records
Steps to follow
- Review your current financial picture: income, expenses, savings, and debts.
- Look for ways to add stability, such as side income or emergency savings.
- Identify one spending habit to improve this month.
- Check progress toward long-term goals like retirement or debt payoff.
Benefits
Build stability
Diverse income and savings protect against surprises.
Reduce stress
Managing spending and debt brings confidence.
Support long-term success
Consistent planning helps you reach major goals.
29
Nov
Assess your insurance deductibles
Make sure your insurance deductibles are amounts you can actually afford to pay if something happens.
What you will need
- Insurance policy documents
- Emergency fund balance
- Calculator
Steps to follow
- Locate your deductible amounts in your policy documents.
- Compare each deductible to what you could pay right now from savings.
- If the deductible is too high, ask your insurer for options to lower it.
- Balance the new deductible amount with the monthly premium cost.
Benefits
Stay protected
Ensures you can actually afford to use your insurance.
Avoid financial shocks
Prevents large, unexpected out-of-pocket costs.
Find balance
Aligns premiums and deductibles with your budget.
28
Nov
Make a needs versus wants list before shopping
Plan your purchases ahead of time by separating what you truly need from what you just want.
What you will need
- Pen and paper or a notes app
- Your budget or spending limit
- List of items you’ve been planning to buy
Steps to follow
- Write two columns: “Needs” and “Wants.”
- Under “Needs,” list practical items you’ve planned for (e.g., replacing a broken appliance, upgrading a laptop).
- Under “Wants,” add things that would be nice to have but aren’t essential.
- Set a firm spending limit for your “Wants” category—ideally using cash or debit, not credit.
- When shopping, check your list before each purchase and skip anything that didn’t make it onto it.
Benefits
Avoid buyer’s remorse
Keeps you from overspending on short-lived excitement.
Stay on budget
Focuses your spending on what you actually need.
Shop with confidence
You’ll feel better knowing your purchases are intentional.
27
Nov
Assess your credit card annual fee
Review whether the annual fee on your credit card is worth what you’re getting in rewards or perks.
What you will need
- Credit card statements
- List of rewards or perks
- Calculator
Steps to follow
- Find your card’s annual fee on your last statement or issuer website.
- List the perks you’ve actually used this year (credits, cashback, points).
- Estimate the dollar value of those rewards.
- Subtract the annual fee from that total to see if you’re in the positive.
- If not, consider switching to a no-fee card or downgrading.
Benefits
Save money
Avoid paying for benefits you don’t use.
Maximize rewards
Keep cards that provide real value.
Simplify finances
Fewer fees mean easier budgeting.
Home
05
Dec
Clean your bathtub
Scrub your bathtub to remove soap scum, stains, and buildup for a fresher bathroom.
What you will need
- Bathroom cleaner
- Soft sponge or scrub brush
- Microfiber cloth
Steps to follow
- Spray cleaner across the bathtub surface.
- Scrub in circular motions to lift grime.
- Rinse thoroughly with warm water.
- Wipe dry to prevent water spots.
- Repeat weekly to stay ahead of buildup.
Benefits
Avoid deep-cleaning fees
Saves $100–$200 by maintaining the finish.
Prevent staining
Regular cleaning avoids costly refinishing.
Improve hygiene
Fewer germs reduces illness risk.
04
Dec
Tighten any loose handles or doorknobs
Tighten loose handles and doorknobs to keep doors secure and prevent wear.
What you will need
- Screwdriver
- Allen wrench (if needed)
- Lubricant spray
Steps to follow
- Check all doors for wobbling handles or loose knobs.
- Tighten screws or set screws with the proper tool.
- Lubricate moving parts if sticking.
- Test for smooth turn and latch.
Benefits
Avoid hardware replacement
Loose knobs strip mechanisms ($20–$60 saved).
Prevent door damage
Secure handles reduce cracks and scuffs.
Improve safety
Proper latching keeps rooms secure.
03
Dec
Donate clothing your kids have outgrown
Sort and donate outgrown kids’ clothes to free up space and help others.
What you will need
- Donation bags
- Laundry basket
- Labels or sticky notes
Steps to follow
- Empty drawers and closets to see everything at once.
- Sort by fit and condition and set aside outgrown items.
- Bag donations neatly and label them.
- Fold and organize remaining clothes by category.
- Drop donations off at your preferred charity.
Benefits
Avoid storage overflow
Reduces clutter without extra bins.
Save money
Identifies gaps so you don’t buy duplicates.
Support the community
Donated items help families in need.
02
Dec
Set up a paw-washing station near your entry
Create a simple paw-washing station to keep pets from tracking winter mud and snow indoors.
What you will need
- Small towel or pet-safe wipes
- Shallow water bowl
- Mat or tray
- Treats for cooperation
Steps to follow
- Place a mat or tray near your entryway.
- Add a shallow bowl of warm water and a towel.
- Wipe or dip paws after each walk.
- Dry thoroughly before letting pets roam inside.
- Reward with a treat to build a routine
Benefits
Reduce floor wear
Less dirt saves on rug and floor cleaning ($50–$150).
Prevent paw irritation
Salt removal avoids vet visits ($50–$300).
Cut cleaning time
Fewer muddy prints means less mopping.
01
Dec
Replace broken bulbs on Christmas lights
Check and replace Christmas tree bulbs to keep your lights bright and safe.
What you will need
- Spare bulbs or fuses
- Extension cord
- Microfiber cloth
Steps to follow
- Plug in your light strands and identify burned-out or dim bulbs.
- Replace bad bulbs or fuses with matching replacements.
- Clean bulbs with a cloth to remove dust and brighten the display.
- Test the strand again to confirm even lighting.
- Rehang the lights if needed for spacing.
Benefits
Prevent electrical shorts
Faulty bulbs can cause overheating ($100–$300 repair risk).
Reduce replacement buying
Fixing strands saves $10–$30 per string.
Improve safety
Fewer weak points lowers fire risk.
30
Nov
Organize pantry staples in jars or canisters
Store dry goods in airtight jars or canisters to keep food fresh and your pantry organized.
What you will need
- Airtight jars or canisters (glass or BPA-free plastic)
- Labels and marker
- Funnel (optional for pouring dry goods)
Steps to follow
- Empty opened boxes and bags into clean, dry containers.
- Label each container with the food name and expiration date.
- Arrange by category (baking, grains, snacks) for easy access.
- Wipe shelves and remove crumbs before restocking.
- Use older items first to reduce waste.
Benefits
Reduce food waste
Airtight storage prevents spoilage ($20–$50 savings per month).
Save time and money
Seeing inventory avoids duplicate purchases.
Keep pests out
Sealed containers protect from bugs and moisture.
29
Nov
Clean TV screens and monitor displays
Use a microfiber cloth to gently clean TV and monitor screens for a clear, streak-free view.
What you will need
- Microfiber cloth
- Distilled water or screen-safe cleaning spray
- Compressed air (optional)
Steps to follow
- Turn off and unplug your screen to see smudges clearly.
- Wipe gently with a dry microfiber cloth to lift dust.
- Lightly mist the cloth with cleaner (never spray directly).
- Wipe in circular motions until streaks are gone.
- Clean frames and stands before plugging back in.
Benefits
Avoid screen repairs
Prevents scratches or coating damage ($150–$500).
Improve clarity
Cleaner displays reduce eye strain and boost brightness.
Save on replacements
Gentle cleaning extends device lifespan.
28
Nov
Have your snow blower serviced and refueled
Tune up and refuel your snow blower before the first storm to ensure it starts smoothly.
What you will need
- Fresh gasoline and fuel stabilizer
- Engine oil and funnel
- Spark plug wrench
- Owner’s manual
Steps to follow
- Check oil and fuel levels, topping up or replacing as needed.
- Inspect spark plug and replace if worn.
- Lubricate moving parts and clear old snow buildup.
- Start the machine to confirm it runs smoothly.
- Store with fuel stabilizer added for longer life.
Benefits
Avoid emergency repairs
Early service prevents shop visits ($100–$300).
Extend machine life
Clean fuel and oil reduce engine wear ($400–$800 replacement avoided).
Save time
Reliable startups mean faster snow clearing.
27
Nov
Back up your phone data
Back up your phone before holiday trips to protect your photos, contacts, and documents.
What you will need
- Phone charger
- Wi-Fi connection
- Cloud storage account or external drive
Steps to follow
- Connect your phone to Wi-Fi and open your backup settings.
- Run a full cloud backup or transfer files to an external drive.
- Confirm photos, videos, and contacts are included.
- Update phone software while plugged in for faster performance.
- Double-check your backup date before traveling.
Benefits
Prevent data loss
Avoid recovery costs ($300–$1,000).
Save time
Quick restore if your phone’s lost or replaced.
Peace of mind
Keeps memories and contacts secure while traveling.